Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

We're your neighbors.

We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Robert Buckmann is literally my superhero! I found myself with no agent and in a terrible situation with my health insurance and this man saved my butt. I’ve never had such amazing customer service before, seriously. I highly recommend his help with all things health insurance. He was so kind and patient with me, even at 530 at night he stopped everything he was doing to help me in my time of need. Thank you so so so much Robert!

Jamie Pelfrey

Jamie Pelfrey
January 31, 2025

Robert Buckmann has assisted me with my health insurance needs for two years in a row and has already saved me hundreds of dollars. He is skilled at asking just the right questions to find the best plan. I will continue to reach out to Robert when open enrollment comes around. I’m very grateful for his professionalism & knowledge.

Tom & Lisa

Tom & Lisa
January 6, 2025

Robert Buckmann is the man! He worked to help me get the best deal and worked his magic on getting me the best plan and the best price. So thankful for his help. This is my second year with him and he will be the only agent I work with from now on. Go and see him. The best in his office. I sincerely thank you Robert.

Candi Cane Ramsey

Candi Cane Ramsey
December 20, 2024

Mrs. Carol Harper made selecting and renewing my insurance plan easy and stress-free. Highly recommend her!

Teerth P

Teerth P
December 17, 2024

This time of year always stresses me out, but I think that I have the best agent that is out there Robert Buckman. I have used him for many, many, many years and he always leads me to the right plan that specifically meets my needs. He takes time in explaining, is very courteous, very friendly and always makes me feel at ease with the plan that we chose. Will continue to have him as my agent forever!

tracly forthun

tracly forthun
December 13, 2024

What your neighbors say about us.